Doomsday Code

Chapter 471 Loan

"Okay, although I have reprimanded those who should be reprimanded, I still need to affirm those who should be affirmed.

This savings of more than 30 million gold is your achievement, and this credit will not be taken away from you. It will be sent to each bank along with the financial report next month, but there will also be criticism in terms of revenue. "

Because a reward and punishment mechanism has been established, the financial report will also include the data of outstanding performers, which also serves as an incentive for others.

Berg naturally had no doubt about this.

And after thinking carefully about Chen Cheng's theory about depositors, he felt a little ashamed to ask for this reward.

Just as he was saying this, there was a knock on the door of the reception room.

When I opened the door, I saw Prince Xiao Suo standing outside with a sullen face.

"Uncle Xiao Suo, you are here."

Huidun stood up and greeted him.

Xiao Suo said with a sullen face:

"I feel uncomfortable coming to your bank. Let's go out and find a restaurant to talk about this over dinner."

When Berg saw the prince later, he knew that this was the person he had exploited the most.

Now the prince is probably so poor that he has to sell his palace.

"There's no rush for the meal. Let's take a look at your assets first."

As he spoke, Huidun pulled him to the VIP window in the hall.

At this time, the depositors who came outside to do business also saw Prince Xiao Suo.

They all knew that Prince Xiao Suo was the one who was cheated the most by the bank, and now he was so poor that he had to sell his palace.

Most of them had been cheated by banks before, so they wanted to see if the prince was going to cause some trouble today.

Huidun pulled Xiao Suo to sit down, and then asked the somewhat nervous staff at the back to retrieve Prince Xiao Suo's assets.

Looking at the stack of information pushed out from behind the window, Huidun and Chen Cheng also began to look through them carefully.

At this time, Prince Xiao Suo no longer had a gloomy look on his face, but looked at Hui Dun and Chen Cheng nervously.

Now these two are his lifeline. If they can't do anything, then he will really have to sell the palace to make a living.

Then when he saw Berg beside Huidun, Prince Xiaosuo really wanted to go up and strangle him to death.

It was this guy who fooled him into investing all his fortune.

Huidun and the others were overwhelmed when they looked at the asset information in their hands.

How stupid was Prince Xiao Suo to fall to the ground, being fooled into buying so many junk assets.

A rough calculation of the money used to buy the assets shows that it is already over one million gold.

After looking around, Huidun just shook his head.

Then he put down the information in his hand, looked at Chen Cheng and said:

"How's it going? Is there any chance of a comeback?"

When Chen Cheng looked at the assets above, to be honest, he really admired Berg's way of setting up the game.

If he hadn't known that this was a trap, he would have been tempted to buy many of the assets here.

After reading it, he put the information down, then looked at Xiao Suo and said:

“Seriously, Your Excellency, the assets you bought are garbage. I don’t know what nonsense you listened to that made you buy these things.

And I believe that this is definitely not the result of President Berg's words. It should be that you, Prince, have already had the so-called inside information, so you acted so quickly. "

After reading it, Chen Cheng knew that it was definitely not Berg who set up this scheme, because if it was really him, considering the amount of money on it, the prince didn't take a knife and chop him when he saw him. This could be considered as the prince's kindness.

Xiao Suo didn't expect that Chen Cheng would see through him.

Of course, he would not spend so much money just based on Berg's words. The important thing is that because of his high status, some guys gave him a lot of inside information in order to curry favor with him.

Prince Xiao Suo sighed and said:

"But what can I do? What I need now is to see if I can be resurrected, otherwise I will really have to sell the palace to make a living."

As soon as Xiao Suo's words came out, there was an uproar.

And this is exactly the effect Chen Cheng wanted.

He didn't want the bank to take the blame, even though he also had some credit for it.

At this time, Huidun said sincerely:

"Uncle Xiao Suo, to be honest, these assets are beyond saving. The only way to get some of your money back is for me to buy back some of them in the name of the bank because you are my uncle."

"Can't I use them as collateral for my funds?"

Prince Xiao Suo wanted to struggle, but Hui Dun shook his head and said:

“That’s not possible, because the bank doesn’t belong to me alone. The savings in it all belong to the depositors. I’m just keeping it for them.

Uncle, your assets are too rubbish. Except for the palace, the rest are not qualified for mortgage."

Prince Xiao Suo wanted to say something, but when he saw Hui Dun's serious look, his heart finally died.

But at this time Chen Cheng said:

"In fact, some physical assets can still be saved."

Chen Cheng's words undoubtedly gave new life to his dead heart.

"What's the solution? Tell me now."

"It's very simple. The bank directly acquires shares by borrowing money and uses the bank's funds to revitalize these physical assets. However, the bank will be the big boss of these physical assets in the future."

"Borrowing?"

“It’s just a short-term loan, but the target is not someone else, but you, the prince.

Use your princely status as credit collateral to borrow short-term funds to revitalize these physical assets, and then use the profits from your products as collateral to fill the borrowed portion. "

"And don't be afraid of product sales. You can meet the customers you need at the exchange."

While Xiao Suo was still in deep thought, Hui Dun's expression changed slightly.

Because the risk of lending to Xiao Suo is too high. Although Chen Cheng's method is feasible, the collateral is the royal family's reputation.

And it's not just that. He is not the only one who has this problem. If his problem is solved, what about others?

His bank is open for business, and the thing he fears most is to choose the right dish based on the circumstances.

However, Chen Cheng patted him on the shoulder, wondering why Huidun still didn't understand. If he didn't find a way for Xiao Suo to survive, he would really sell the palace for money.

That would be more serious than using the prince as credit collateral.

And since he proposed this plan, there must be reasons for others to stay away from it.

Of course, if there are still people who want to borrow money, then if it is feasible after evaluation, we can naturally help.

Chen Cheng realized that someone was behind this and wanted to smear the bank.

I want to label Huidun as someone who only cares about profit and not family affection.

Although there is no such thing as governing the world with filial piety in this world, family affection is still very important. If such a rumor comes out, it will be a big blow to Huidun.

And high risk naturally means high returns. Although these physical assets are useless, if they can really be put into operation, the returns can still be guaranteed.

At the same time, the interest on this short-term borrowing funds naturally cannot be calculated using ordinary loan interest rates. The interest rate is naturally higher than the ordinary loan interest rate.