Just after the divorce, my wife begged for reconciliation

Chapter 694 Making Money

Chapter 694 Making Money

Chen Xuewen wanted his mother to comfort him: "I'll be there soon, can we video chat?

Let me see my mother."

The other side said coldly: "Call me when you get there."

After that, he hung up the phone directly.

Chen Xuewen became even more anxious: "Brother Ye, hurry up, take me to the abandoned factory in the western suburbs."

Ye Changqing said get in the car and drove to the western suburbs.

Jiangkou City.

The western suburbs is an old industrial area. Due to environmental protection, the factories are aging, the equipment is backward, and there are also planning issues.

All the factories in the western suburbs were moved to the industrial park on Gaoxin 14th Road.

The roads in the current Western Suburbs Industrial Park are in dilapidated condition. Due to the sharp drop in property prices, many factories were half-demolished and abandoned.

The car made many turns and finally stopped at the door of a half-demolished factory.

After Chen Xuewen made the call, a young man chewing betel nut soon appeared.

The young man walked unsteadily.

He walked up to him and asked casually, "Who is Chen Xuewen?"

Chen Xuewen stepped forward: "Where's my mom? Is she okay?"

The young man chewing betel nut glanced at Ye Changqing, Lu Dingqian, Li Shang, and Ma Xiaoshuai.

He said disdainfully: “Call so many people to rob?

I tell you, let alone you, I wouldn’t be afraid even if the police came.

We are just collecting debts, not blackmailing you!"

Ma Xiaoshuai frowned and explained: "I came here to give you some money, but I'm afraid of being robbed."

The young man chewing betel nut said coldly, "Stop talking nonsense and come here alone."

Ye Changqing stood up: "Two of us, he borrowed money from me.

You can only give money when you see people. "

The young man chewing betel nut looked at Ye Changqing, picked up the phone to ask for advice, hung up the phone and waved: "Come with me.

No one else is allowed to follow."

After saying that, he turned and walked forward.

Ye Changqing walked side by side with Chen Xuewen, looking around as they walked.

Broken bricks, waste paper, and plastic bags littered the ground beneath my feet, and a foul odor hung in the air.

Ye Changqing followed him in and felt like he had walked into a doomsday game.

It's like a bunch of zombies chasing after you and fleeing through all kinds of ruins.

The environment at this moment is very similar to that.

After walking forward for more than ten minutes, Ye Changqing gradually frowned: "Are we there yet?"

The young man chewing betel nut raised his eyebrows and said, “If you don’t want to save people, you can leave.

What a lot of nonsense! "

Ye Changqing smacked his lips and said nothing.

Chen Xuewen's mother is in someone else's hands, and whatever they say is what she does.

The young man chewing betel nut walked forward for a while, then suddenly remembered something, stopped, looked back at Chen Xuewen and said, "Oh, I forgot to verify my capital.

Do you have money with you?"

Chen Xuewen took out a newly opened bank card and said, “Here is the money, as long as I see my mother.

I'll pay you right away."

The young man chewing betel nut sneered: "Are you kidding a fool?

How do I know if you have an empty card?"

Chen Xuewen reached into his pocket and pulled out a few slips of paper: "Look, this is the account I just opened, and this is the deposit receipt.

A total of 1000 million was saved.

Here is the document, printed by the bank, with the official seal on it.

This can’t be fooled!”

The young man chewing betel nut took the bill, looked at it, and nodded. "Yes, it's true. I'm just confused. You have 10 million."

Why don’t you repay the 100 million loan?

Are all rich people as shameless as you? "

Chen Xuewen said awkwardly, "I don't have any money. I... I just... just..."

I thought the money came from an illegal source.

He hesitated for a long time and couldn't explain what he meant.

He cursed a few words while chewing betel nut, then continued to lead the way, entering through a gap in the collapsed courtyard wall and entering a factory.

Cross the square and walk into a factory.

As soon as I entered, I saw about ten young men in the house, some holding knives, some holding sticks, and some holding a brick.

Chen Xuewen looked around, but couldn't see his mother. He suddenly became anxious: "Where's my mom?"

A dozen young men separated, revealing a man with a cigarette in his mouth behind them.

The man had a shaved head and wore sunglasses, his back leaning against an abandoned steam sterilizer.

He hooked his finger at Chen Xuewen: "Come here!"

Chen Xuewen was a little nervous: "Where's my mother?"

The shaved man showed disdain at the corner of his mouth: "Idiot.

Do you have a brain?

We are here to collect debts, not kidnap you. Would we kill your mother?

Not only did he not get the money, but he was also charged with murder?

Do you think we would do that?"

Chen Xuewen became even more anxious: "Where is my mother?

I want to see my mom."

The shaved man shook his head, seemingly speechless at Chen Xuewen's stupidity. He took out his phone and made a video call. The call was quickly connected.

He held the phone out in front of Chen Xuewen: "Let me show you."

Chen Xuewen saw his mother standing in a corner. She was not injured and seemed to be muttering something.

The shaved man put away his phone and said, “She is very nice now, but if you can’t pay me back.

Then I can't guarantee his safety.

Maybe he will jump off the building by himself, or maybe he will be walking on the road and accidentally be knocked into traffic by passers-by.

Anything could happen.”

Chen Xuewen was so frightened that he said, "I'll pay you, I'll pay you now.

Let’s do the math, it’s a total of one million.

Based on an annual interest rate of 20%, I will return you million.

I’ll give you money now.”

The young man shook his head: "You are wrong. If you pay back the principal and interest every month and pay it off in one year, the interest is 20%.

That means the total principal and interest for one year is 120 million.

Now it is two years. In two years, one million can be loaned out three times.

Earn at least 600,000 yuan in interest.

And you breached the contract, the penalty is 360,000 yuan.

The principal and interest total 1,960,000."

Chen Xuewen thought he had misheard: "My brother only borrowed one million.

One million nine hundred and sixty thousand in two years.

Why don’t you grab the money?”

The young man with a crew cut raised his lips and said, "Who the hell are you looking down on?

I have money, so naturally I use money to make money.

Robbery is illegal. Stupid!

Chen Xuewen glared at the shaved young man: "Your calculation is wrong, one million, loan for one year, two hundred thousand interest.

Borrow for two years, interest of 400,000.

A total of 1.4 million!"

The shaved young man shook his head slightly: "Have you ever been to school?

I went to college and studied financial algorithms.

Today I will teach you how to calculate it. I will lend you one million and pay you 200,000 in interest, for a total of one million and two hundred thousand.

You have to pay me back 10,000 yuan including principal and interest in one month.

I can lend this ten thousand out to continue making money.

In the second month, you will pay me back 10,000 yuan, and I can continue to make money with this 10,000 yuan. The lender of the 10,000 yuan I lent you before has to pay me back 1,000 yuan, and I can continue to lend out that 1,000 yuan.

In the third month, you return me 10,000 yuan, and I can lend it out. In the first month, you borrowed money from me and returned me 1,000 yuan. Then the 1,000 yuan...

If you calculate in two years, I can lend it out three times.

Can I earn 600,000 yuan in interest?

The principal and interest total 160 million.

Including the penalty for overdue repayment, the total is 196 million.

Not even a cent less!"

Chen Xuewen was stunned when he heard this, but he seemed to be fine.

Ye Changqing was also stunned when he heard this.

By this calculation, rich people can make more money without doing anything than those who work hard and take risks to start a business.

It also makes more money than people who do business.

People who work by physical labor or skills are even less able to compare.

No wonder people who deal in loans are so excited.

Chen Xuewen turned around and looked at Ye Changqing: "What should we do?" Ye Changqing almost didn't have to think: "Give me money!"

Chen Xuewen got 10 million yuan. What was he going to do with the money? Of course, he was going to save his relatives first.

Otherwise it has no value.

Chen Xuewen was stunned. In his mind, hundreds of thousands of yuan was an astronomical figure. But then he gritted his teeth and said, "I'll give it to you. I'll give it to you now. I only ask you to let my mother go quickly!"

As he spoke, he took out his mobile phone and opened the bank's app.

Yuancun was also a little surprised. He didn't expect it to be so straightforward. He took out his mobile phone and handed the account picture to Chen Xuewen.

Chen Xuewen entered the account, then the name of the account holder, and then entered 1960000.

Pressed the transfer button.

Ding~

A prompt box popped up on the phone.

"Your account balance is insufficient. Please check the amount before proceeding."